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ClickBank Accounting Policy:
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Returned Sales
As part of our commitment to quality customer service, ClickBank may approve a return in response to a customer dispute. When a sale is
returned the customer receives a 100% refund and payouts from that sale are debited back out of the corresponding publisher and affiliate
accounts. From the publisher's account we also charge $1 per returned online check sale. (There is no similar charge for credit card
returns.)
Revoked Sales
A purchase is revoked if the customer's bank later claims the purchase was unfunded or fraudulent. Revoked sales cost us money and harm our
reputation as a reliable product retailer. In these instances we charge $1 per revoked online check, $5 per American Express or Discover
chargeback, and $15 per all other credit card chargebacks from the publisher's account. We will charge an
additional $35 penalty per credit card chargeback if the publisher's products generate in excess of 1% chargebacks in any 90-day period.
ClickBank reserves the right to delist any product or group of products at any time.
These practices can help prevent revoked sales:
- Remind the customer that your product brand name will not appear on their credit card statement. Instead they will see the name of
product retailer "CLKBANK*COM".
- Make it very easy for the customer to contact you for technical support. Visibly display your email address on the page so that they can
write it down. If you have a business phone number, provide them with that too.
- Let the customer know that product is backed by ClickBank's guarantee of quality customer service
and that ClickBank will be happy to help them if there is any problem with their purchase.
[Highlighting emphasis added above by Survey Sentinel]
Debit Backdating
Returns and revokes are backdated 8 days for accounting purposes. For example, if a return is processed on the 7th of the current month, the
debit is applied to the previous pay period.
Return Allowance
We withhold a fraction from each payment that is credited back to your account after six pay periods (about 90 days). These funds are used to
manage quality issues that may arise with products you publish or promote. The standard return allowance is 10%. ClickBank may adjust your return
allowance at any time.
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